Minnesota Real Estate Investors Association, Inc.

Why Partner with MSP Mortgage?

Understanding such a complex industry takes time. Our core group has almost 50 years of experience and is ready to share this knowledge with you and your clients. Products and programs are always changing and evolving - MSP Mortgage is at the forefront of the industry with our product suite, specializing in both residential and commercial. Purchasing a home is one of the top 10 most stressful life events - our goal is to make that process as seamless as possible. Having transparency and setting expectations at the beginning of a transaction ensures a smooth process and creates a positive experience for everyone involved. MSP Mortgage is growing, and we want to see our partners succeed with us. There are so many opportunities in today’s mortgage industry, and the greatest ones are with MSP Mortgage.

What We do

• Conventional, FHA, and VA Loans
• Single Family Investment Property Loans
• Multi-Family or Multi-Unit Loans
• Apartment Complex Loans
• Vacation Rental Loans
• DSCR Loans
• Fix & Flip Loans up to 90% LTV
• Loans for Foreign Nationals
• 1% Down Payment Program
• Bank Statement Loans
• HELOCs
• Commercial Loans
• Access to Hard Money Loans
• Down Payment Assistance Program

Our mission is to provide a service and product that leaves you feeling at ease.  We find creative financing solutions and stay up to date on the latest complexities of mortgage lending so you can sit back, relax, and search for your next home or investment opportunity.

At Ideal Credit Union, we know business banking. We also know that business owners look for low fees and good rates when selecting a financial institution. We know you want customizable options and advice to make everyday banking easier. We know you want a partner who works WITH you to help you achieve your financial goals. We take the time to understand your business needs and offer competitive pricing and flexible loan structures.

Our Mission at Ideal Credit Union is to help members “Live the Ideal Life.”  What does your Ideal Life look like?

Give Josh a call; he will help you find convenient, scalable, customized solutions that will help your business grow and help you live your Ideal Life!

WE'VE GOT CAPITAL FOR YOU

Whether you’re looking to rehab or hold a property, JM Real Estate Capital has lending solutions for you. We cover loans* for:

Rehabs

For rehab loans, we can cover up to 90% of the purchase price and 100% of rehab to a total loan not exceeding 75% of the ARV. We have zero minimum to 5 Million for rehab and rental loans.

Rentals

For rental loans, we can lend up to 80% of value on a straight purchase, no cash-out refi. Cash-out refinances can receive up to 75% of the value.

Ground-up Construction

Ground up loans can receive up to 75% of land purchase and up to 100% of the build cost total. Loan may not exceed ABV of 65%.

Our minimum FICO for both rehab and long-term rental loans are 600.

*Loan amounts are available on a case by case basis.